It’s not as hard as you think to raise credit score. It’s a well known fact that lenders will give people with higher credit scores lower interest rates on mortgages, car loans and credit cards. If your credit score falls under 620 just getting loans and credit cards with reasonable terms is di…
Hurricane Katrina swept through the Gulf Coast region recently and left nothing but destruction in her wake. Thousands of people are homeless, jobless and penniless, and it is not currently known how long the local economy will take to recover. Adding to the problems associated with being displac…
An example of seller financing: Years ago I bought a rental property, and nine months later sold it for 15% more, without fixing or improving a thing. The easy terms are what sold it. I took $1000 down, and I still get a payment every month, with 9% interest.
Reasons To Offer Seller Fina…
If you have multiple debts, you may well be wishing you had a debt elimination wand to wave and make all the debts disappear. You would probably wish even harder for that magic wand if you were falling behind with, or at least struggling hard to keep up with, the monthly payments on those debts.<…
That most of us are considered poor is no disgrace, but does us credit; for, as the mind is weakened by luxurious living, so it is strengthened by a frugal life.(Minucius Felix, 3rd century A.D.)
People who live a frugal lifestyle often live with less stress….
You’ve decided you want a bigger, better and more desirable house. How do you determine when to renovate, what to do and importantly, how much will it cost and will we get our money back?
Unless you’re in the building industry, most people are fairly na
For the last two years, interest rates have been much lower than anytime during the last thirty years. This has resulted in an unprecedented boom in real estate sales, home refinancing and home equity lending, as borrowers try to take advantage of these rates for the long term. But refinancing or…
I have a good friend who works in an area of the US that has more than its
share of poverty. He called me the other day with a very broken heart. He
was feeling badly for the people around him who simply do not allow
themselves to get set free financially. I could feel the pain he was feeling
bec…
In Real Estate “Time” is a Wealth Development Tools
Real estate wealth,
From The Desk Of Colm Dillon
Hello, Colm here …
In this report I use figures from my area of the world … I know they don’t apply all over the world, but they should en…
Since competition in terms of health insurance is on the rise, it is no wonder that more and more forms of health insurance are being designed. Among these, there are few that are popular and they are briefly described below.
Individual Insurance: Ensuring a person individually is a common …